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March 2017 newsletter
With the new pension rules now in force, this month we weigh up the market picture post Brexit vote and Trump win, and what it means for our investors, and we outline the asset and fund changes and moves we’ve made during 2016. We also shine a fresh light on ethical investing, look at the family-wide benefits of Junior ISAs and help you reduce your taxes for 2016/17.
February 2016 newsletter
This edition includes our view of the market and how we’ve performed; details of upcoming new inheritance tax rules and what we think of them; and a look at one of our strongest fund managers. We also highlight how we can help with funds outside of our normal care and bring you news of asset changes.
June 2015 newsletter
With the new pension rules now in force, this issue focuses on what they mean for you: how they could affect you, the choices you have and where you should tread carefully. We also look at the relationship between the UK’s political landscape and the market, and bring you a round up of sector news.
January 2015 newsletter
This month includes stories on big changes to pension death taxes and intestacy rules; new tax breaks for surviving spouses and civil partners; an option for inheritance tax exemption; and the Government’s new Pensioner Income Bonds. We also look at the ups and downs of the market, bring you fund manager news and outline our new guides.
September 2014 newsletter
In this issue we look at rising employment and its impact on the market, and we give our views on predictions for interest rate rises. We also explain HMRC’s introduction of tax increases for multiple discretionary trusts and look at how changes to IHT rates can mean a significant benefit for good causes.
June 2014 newsletter
In this issue we look at the East-West performance divide and the slide in gold and commodities. We also round up fund manager news, including on the highly rated Neil Woodford. Topics in the spotlight are the impact of the Government’s pensions changes; funding care in later life without impacting on next generations; and reducing Inheritance Tax liability.
January 2014 newsletter
This month we look at how the West has out-performed the East, whilst gold and commodities have suffered. There is news on Neil Woodford’s replacement and the fund manager universe. Preparing for loss of mental capacity is covered, as is seeking the right kind of income, ‘clean’ share classes and who to speak to if you have a problem.
September 2013 newsletter
We look at the market over the last months and the move away from emerging markets; pension tax relief and how Premium Bonds can fare. There is a final (we hope) update on care costs and the importance of re-investing dividends. Also an update on fund manager news and a reminder of how to register for your online portfolio valuations.
June 2013 newsletter
We look at the 2013 Budget and what it may mean for you. We also explain the rationale for changing funds and what difference this has made. There is an update on key fund manager changes and our independence when it comes to placing your funds.
March 2013 newsletter
We look at the Pension Simplifi cation rule – hardly simple in our view. We also try to explain the Care Funding reform, which is another area needing careful consideration when planning. Plus frequently asked questions on Trusts and an update on fund manager Neil Woodford.
November 2012 newsletter
We deal with the tricky subject of Will writing and protecting your assets with trusts. The scale of underperformance in the UK All Companies sector is exposed and there are some tax saving tips too.
August 2012 newsletter
Inside, we explain the ways inheritance tax can be reduced and how Murdoch are exceeding new stringent codes of conduct.
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Company brochure
Established in 1991, we help private investors improve their financial position and achieve better investment returns through a rare combination of first class professional services.
Inheritance tax brochure
Inheritance tax is a tax that your children, or those inheriting your estate, will have to pay on the value of your net worldwide assets once your personal exemption and any other reliefs that apply have been deducted.
Investment review brochure
Research shows that over the last five years, an astounding 65% of funds by value have underperformed the average fund.
Pensions & retirement brochure
With the cost of living pushing ever upwards, ensuring adequate income for your retirement has never been more important.
Funding long term care brochure
The financial and legal challenges surrounding moving to a care home can be daunting. Our practical guide demystifies the issues and gives you a clearer way forward.
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